Financial Inclusion through Humanitarian Cash Transfers Training Course

Introduction

Humanitarian cash transfers (HCTs) are increasingly recognized not just as a means of providing immediate relief but also as a powerful pathway to financial inclusion for vulnerable populations. This 5-day training course explores how HCT programs can be strategically designed and implemented to go beyond mere crisis response, fostering long-term financial resilience and integration into formal financial systems. Participants will gain a comprehensive understanding of the synergies between humanitarian aid and financial inclusion, learning how to leverage cash transfers to empower individuals and communities with sustainable financial capabilities.

This intensive program is tailored for professionals committed to maximizing the broader developmental impact of humanitarian interventions. It will delve into practical strategies for linking beneficiaries to financial services, promoting financial literacy, and advocating for an enabling environment for inclusive finance. By understanding how HCTs can serve as a catalyst for financial inclusion, participants will be better equipped to design programs that not only meet immediate needs but also contribute to lasting improvements in the economic well-being of crisis-affected people.

Duration: 5 Days

Target Audience:

  • Humanitarian and Development Program Managers
  • Financial Inclusion Specialists
  • Social Protection Experts
  • Policy and Advocacy Officers
  • MEAL (Monitoring, Evaluation, Accountability, and Learning) Professionals
  • Government officials involved in social safety nets and financial services

Objectives: Upon completion of this course, participants will be able to:

  • Define financial inclusion in the context of humanitarian response and its relevance to HCTs.
  • Identify opportunities and challenges in linking HCTs to formal financial services.
  • Design HCT programs that incorporate financial literacy and capability-building components.
  • Understand the role of partnerships with financial service providers (FSPs) in promoting financial inclusion.
  • Develop strategies for advocating for an enabling policy and regulatory environment for financial inclusion through HCTs.

Course Modules:

Module 1: Introduction to Financial Inclusion and HCTs

  • Defining financial inclusion and its pillars (access, usage, quality).
  • The humanitarian-development nexus and its relevance to financial inclusion.
  • How HCTs can serve as an entry point to formal financial services.
  • The importance of dignity, choice, and empowerment in financial inclusion for crisis-affected populations.
  • Global commitments and frameworks promoting financial inclusion in humanitarian settings.

Module 2: Understanding Vulnerable Populations and Financial Exclusion

  • Analyzing the drivers of financial exclusion in crisis contexts.
  • Specific vulnerabilities and barriers to financial access for different groups (e.g., women, displaced persons, persons with disabilities).
  • The role of informal financial mechanisms and their limitations.
  • Assessing financial needs and capabilities of target populations.
  • Protection risks associated with financial exclusion.

Module 3: Linking HCTs to Formal Financial Services

  • Overview of formal financial products and services relevant to HCT beneficiaries (e.g., savings accounts, mobile wallets, micro-insurance).
  • Strategies for onboarding beneficiaries into financial service provider (FSP) systems.
  • Addressing identity verification (KYC) challenges for vulnerable populations.
  • Facilitating sustained usage of financial accounts beyond the humanitarian intervention.
  • The role of agent networks and last-mile delivery in expanding financial access.

Module 4: Financial Literacy and Capability Building

  • Defining financial literacy and capability in the context of HCTs.
  • Designing and integrating financial education components into HCT programs.
  • Tailoring financial literacy content to diverse beneficiary groups and contexts.
  • Methodologies for delivering financial education (e.g., group trainings, digital tools).
  • Measuring the impact of financial literacy interventions on financial behavior.

Module 5: Partnerships with Financial Service Providers (FSPs)

  • Identifying and selecting appropriate FSPs for financial inclusion objectives.
  • Establishing effective partnerships: roles, responsibilities, and service level agreements.
  • Negotiating terms and conditions that support financial inclusion outcomes.
  • Due diligence and risk assessment of FSP partners.
  • Collaborative approaches to address operational challenges and innovate.

Module 6: Policy, Regulation, and Enabling Environment

  • Understanding the policy and regulatory landscape for digital financial services.
  • Advocating for supportive policies that foster financial inclusion for vulnerable groups.
  • The role of central banks and financial regulators in humanitarian contexts.
  • Data protection and privacy regulations in financial inclusion initiatives.
  • Promoting interoperability and consumer protection in digital payment systems.

Module 7: Monitoring, Evaluation, and Learning for Financial Inclusion

  • Developing indicators to measure financial inclusion outcomes of HCTs.
  • Data collection methodologies for tracking changes in financial access and usage.
  • Evaluating the long-term impact of HCTs on household financial resilience.
  • Incorporating feedback from beneficiaries on financial service quality.
  • Learning and adapting programs based on evidence and best practices.

Module 8: Innovations and Future of Financial Inclusion through HCTs

  • Exploring emerging technologies: blockchain, distributed ledger technology, biometrics.
  • The potential of "Cash Plus" programming for deeper financial inclusion.
  • Linking humanitarian cash transfers to social protection systems.
  • Digital identity solutions and their role in enhancing financial access.
  • The role of responsible data management and artificial intelligence in future financial inclusion initiatives.

CERTIFICATION

  • Upon successful completion of this training, participants will be issued with Macskills Training and Development Institute Certificate

TRAINING VENUE

  • Training will be held at Macskills Training Centre. We also tailor make the training upon request at different locations across the world.

AIRPORT PICK UP AND ACCOMMODATION

  • Airport pick up and accommodation is arranged upon request

TERMS OF PAYMENT

Payment should be made to Macskills Development Institute bank account before the start of the training and receipts sent to info@macskillsdevelopment.com

 

Financial Inclusion Through Humanitarian Cash Transfers Training Course in Kenya
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