Cash Flow Mastery: Modern Treasury Operations for SACCOs Training Course 

Introduction

Effective treasury operations are the lifeblood of a SACCO's financial health, ensuring that liquidity is managed efficiently, risk is minimized, and funds are utilized to their maximum potential. This discipline goes beyond simply managing cash; it is about the strategic oversight of an organization's financial resources, encompassing cash management, funding, and the management of market risk. A well-run treasury function enhances financial stability, improves operational efficiency, and positions the SACCO to confidently meet its financial obligations to its members.

This five-day training course provides a practical and in-depth exploration of modern treasury management within a cooperative framework. You will learn how to optimize cash flow, manage financial instruments, and develop robust risk management practices. Through this program, you will gain the skills necessary to implement a strategic treasury function that supports the SACCO’s growth, protects its assets, and ensures it can navigate the complexities of today's financial landscape with confidence.

Duration 5 days

Target Audience This course is intended for SACCO treasury managers, finance officers, cashiers, accountants, and senior management who are responsible for daily cash management, banking relationships, and financial risk.

Objectives

  1. To understand the foundational principles of treasury management.
  2. To master cash flow forecasting and management.
  3. To learn how to optimize banking relationships and services.
  4. To identify and mitigate key financial risks, including liquidity and interest rate risk.
  5. To understand and apply best practices in asset-liability management (ALM).
  6. To implement effective internal controls for treasury operations.
  7. To understand the role of treasury in funds transfer and payments systems.
  8. To evaluate and select suitable financial instruments.
  9. To analyze and report on treasury performance and liquidity.
  10. To develop a contingency plan for treasury-related crises.

Course Modules

Module 1: Fundamentals of Treasury Management

  • The core functions and objectives of the treasury department.
  • The difference between treasury, finance, and accounting.
  • Key treasury roles and responsibilities in a SACCO.
  • The importance of a treasury policy and procedures manual.
  • Integrating the treasury function with strategic business goals.

Module 2: Cash Management & Forecasting

  • The process of daily cash position management.
  • Techniques for accurate cash flow forecasting.
  • Managing short-term surpluses and deficits.
  • The role of concentration accounts and sweep arrangements.
  • Using technology to automate cash management processes.

Module 3: Banking Relationships and Services

  • Best practices for selecting and managing banking partners.
  • Negotiating for favorable banking fees and terms.
  • Understanding different types of banking services (e.g., credit lines, wire transfers).
  • The role of correspondent banks for larger transactions.
  • The importance of a formal bank account management policy.

Module 4: Asset-Liability Management (ALM)

  • The fundamental concepts of ALM.
  • Analyzing the SACCO’s balance sheet from an ALM perspective.
  • Measuring and managing interest rate risk and its impact.
  • The role of an ALM committee.
  • Strategies for matching asset and liability maturities.

Module 5: Liquidity Risk Management

  • Defining and measuring liquidity risk.
  • Developing a robust liquidity contingency plan.
  • Establishing and monitoring liquidity ratios.
  • The role of a liquidity buffer and a diversified funding base.
  • The importance of stress testing for liquidity shocks.

Module 6: Risk Management & Internal Controls

  • Identifying and mitigating operational risks in treasury.
  • Implementing robust internal controls to prevent fraud.
  • Segregation of duties and dual controls in payments.
  • The role of internal and external audits.
  • Best practices in cybersecurity for financial transactions.

Module 7: Payments & Funds Transfer

  • An overview of various payment systems and networks.
  • The lifecycle of a funds transfer.
  • Managing the risks associated with electronic payments.
  • Optimizing the payments process for efficiency and cost.
  • The importance of a secure and reliable payment infrastructure.

Module 8: Financial Instruments for Treasury

  • Understanding different short-term investment instruments (e.g., Treasury bills, commercial paper).
  • The role of repurchase agreements (Repos).
  • Using foreign exchange (Forex) for international transactions.
  • Evaluating the risk and return of each instrument.
  • Legal and regulatory considerations for investing SACCO funds.

Module 9: Treasury Reporting & Analysis

  • Key metrics for measuring treasury performance.
  • Developing dashboards for daily, weekly, and monthly reporting.
  • Reporting on liquidity, interest rate risk, and investment returns.
  • Communicating complex treasury data to the board and management.
  • Using treasury reports to inform strategic decisions.

CERTIFICATION

  • Upon successful completion of this training, participants will be issued with Macskills Training and Development Institute Certificate

TRAINING VENUE

  • Training will be held at Macskills Training Centre. We also tailor make the training upon request at different locations across the world.

AIRPORT PICK UP AND ACCOMMODATION

  • Airport Pick Up is provided by the institute. Accommodation is arranged upon request

TERMS OF PAYMENT

Payment should be made to Macskills Development Institute bank account before the start of the training and receipts sent to info@macskillsdevelopment.com

For More Details call: +254-114-087-180

 

 

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