Resilience by Design: Financial Planning & Sustainability Models for SACCOs Training Course
Introduction
For a SACCO to achieve lasting success, it must move beyond short-term financial management and adopt a strategic approach focused on long-term sustainability. Financial planning serves as the roadmap, guiding the organization toward its goals by proactively managing risks, optimizing resource allocation, and ensuring a stable and secure future. By integrating robust sustainability models, a SACCO can build resilience, adapt to market changes, and continuously create value for its members, ensuring that its mission endures for generations.
This comprehensive five-day course is designed to equip SACCO leaders and professionals with the essential skills to develop and implement effective financial plans and sustainability models. You will learn how to forecast financial performance, manage key financial ratios, and build a resilient business that can withstand economic shocks. This training will empower you to become a strategic steward of your SACCO's finances, enabling you to make informed decisions that secure its growth and financial health well into the future.
Duration 5 days
Target Audience This course is designed for SACCO finance managers, accountants, strategic planners, board members, and senior management who are responsible for the financial health and long-term viability of the organization.
Objectives
- To understand the core principles of financial planning for SACCOs.
- To develop a long-term strategic financial plan.
- To analyze and interpret key financial statements and ratios.
- To create accurate financial forecasts and budgets.
- To develop and implement an effective capital adequacy plan.
- To understand and mitigate financial risks to ensure sustainability.
- To design a product pricing model that supports sustainability.
- To use financial models to evaluate new business initiatives.
- To build a financial resilience framework for economic shocks.
- To communicate complex financial information to stakeholders.
Course Modules
Module 1: Foundations of Financial Planning
- The difference between budgeting and strategic financial planning.
- The role of a financial plan in achieving the SACCO’s mission.
- Key inputs for effective financial planning.
- The link between operational planning and financial performance.
- Setting clear and measurable financial goals.
Module 2: Analyzing Financial Performance
- In-depth analysis of the balance sheet, income statement, and cash flow statement.
- Calculating and interpreting key financial ratios (e.g., liquidity, solvency, efficiency).
- Benchmarking the SACCO's performance against industry peers.
- Identifying trends and early warning signs of financial stress.
- The importance of financial transparency and reporting.
Module 3: Budgeting and Financial Forecasting
- A step-by-step guide to developing a master budget.
- The process of creating accurate revenue and expense forecasts.
- Using scenario analysis to prepare for different market conditions.
- The role of variance analysis in performance management.
- Best practices for managing the budgeting process.
Module 4: Capital Planning and Adequacy
- The components of a SACCO's capital structure.
- Understanding the importance of capital adequacy ratios.
- Strategies for strengthening and growing the capital base.
- The impact of dividends and reserves on capital.
- The role of capital in supporting growth and absorbing losses.
Module 5: Risk Management for Financial Stability
- Identifying and measuring key financial risks (e.g., credit, interest rate, liquidity).
- Developing a comprehensive risk management framework.
- The importance of internal controls and governance.
- How to use financial stress testing.
- Building a culture of risk awareness across the organization.
Module 6: Pricing for Profitability and Sustainability
- The relationship between product pricing and financial sustainability.
- Using cost-plus and risk-based pricing models for loans.
- The role of fees and charges in revenue diversification.
- How to balance profitability with member-centric pricing.
- Strategies for managing the price of member deposits.
Module 7: Financial Modeling for Decision-Making
- An introduction to building simple financial models.
- Using models to evaluate the profitability of new products.
- Modeling the financial impact of new technology or branches.
- Performing sensitivity analysis to understand key drivers.
- How to use models to support strategic decision-making.
Module 8: Business Continuity and Resilience
- The components of a financial continuity plan.
- Preparing for and managing economic downturns and crises.
- The role of a strong asset-liability management (ALM) committee.
- Building financial buffers and reserve funds.
- Crisis communication and stakeholder management.
Module 9: Member Value and Sustainability
- The concept of the "Triple Bottom Line" in a SACCO context.
- Balancing financial goals with social and environmental impact.
- How to measure and report on non-financial performance.
- The role of sustainability in attracting and retaining members.
- Integrating sustainability metrics into the financial plan.
CERTIFICATION
- Upon successful completion of this training, participants will be issued with Macskills Training and Development Institute Certificate
TRAINING VENUE
- Training will be held at Macskills Training Centre. We also tailor make the training upon request at different locations across the world.
AIRPORT PICK UP AND ACCOMMODATION
- Airport Pick Up is provided by the institute. Accommodation is arranged upon request
TERMS OF PAYMENT
Payment should be made to Macskills Development Institute bank account before the start of the training and receipts sent to info@macskillsdevelopment.com
For More Details call: +254-114-087-180
Resilience By Design: Financial Planning & Sustainability Models For Saccos Training Course in Malta
| Dates | Fees | Location | Action |
|---|---|---|---|
| 13/10/2025 - 17/10/2025 | $1,750 | Mombasa |
|
| 20/10/2025 - 24/10/2025 | $1,500 | Nairobi |
|
| 27/10/2025 - 31/10/2025 | $1,500 | Nairobi |
|
| 03/11/2025 - 07/11/2025 | $2,900 | Kigali |
|
| 10/11/2025 - 14/11/2025 | $1,500 | Nairobi |
|
| 24/11/2025 - 28/11/2025 | $1,500 | Nairobi |
|
| 01/12/2025 - 05/12/2025 | $1,750 | Mombasa |
|
| 08/12/2025 - 12/12/2025 | $1,500 | Nairobi |
|
| 05/01/2026 - 09/01/2026 | $1,750 | Mombasa |
|
| 19/01/2026 - 23/01/2026 | $1,500 | Nairobi |
|
| 26/01/2026 - 30/01/2026 | $1,500 | Nairobi |
|
| 02/02/2026 - 06/02/2026 | $4,000 | Pretoria |
|
| 09/02/2026 - 13/02/2026 | $1,500 | Nairobi |
|
| 16/02/2026 - 20/02/2026 | $1,500 | Nairobi |
|
| 23/02/2026 - 27/02/2026 | $1,500 | Nairobi |
|
| 02/03/2026 - 06/03/2026 | $1,750 | Mombasa |
|
| 16/03/2026 - 20/03/2026 | $1,500 | Nairobi |
|
| 23/03/2026 - 27/03/2026 | $1,500 | Nairobi |
|
| 06/04/2026 - 10/04/2026 | $4,950 | Dubai |
|
| 13/04/2026 - 17/04/2026 | $1,500 | Nairobi |
|
| 20/04/2026 - 24/04/2026 | $1,500 | Nairobi |
|
| 04/05/2026 - 08/05/2026 | $1,750 | Mombasa |
|
| 11/05/2026 - 15/05/2026 | $1,500 | Nairobi |
|
| 25/05/2026 - 29/05/2026 | $1,500 | Nairobi |
|
| 01/06/2026 - 05/06/2026 | $2,900 | Kigali |
|
| 08/06/2026 - 12/06/2026 | $1,500 | Nairobi |
|
| 22/06/2026 - 26/06/2026 | $1,500 | Nairobi |
|
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